Current State of affairs
As per the recent studies, about EUR 1.7 billion comprised of new loans for household. Out of our total lending portfolio, about 97 percent of household loans from our lending portfolio comprised about 22.3 percent from the statistical point of view. As far as 2015 is concerned, the portion of household loans from among the entire portfolio is stuck at ninety five percent, at least for the first quarter of the year.
This percentage has remained more or less constant over the years. We at www.vippihuone.fi not only provide the best deals for our clients but at the same time, we provide our clients with a clear picture of the present state of affairs, i.e. the scenario as far as borrowing and repaying is concerned. We believe that these informations are necessary as they will play a part while a customer selects the kind of loan he or she wants.
Types of loans and interest rates
Our interest rates are quite low as compared to the other companies in the field. You can compare the interest rates at www.vippihuone.fi with any other online platform that offers loans. You will see a drastic change.
We also offer loans of various types. Broadly, these can be classified into secure loans and unguaranteed loans. While secure loans offer low interest rates, the interest rates of unguaranteed loans are comparatively high. The high interest rates of unguaranteed loans are due to the high risk involved, from the lenders point of view. However, as far as secured loans are concerned, the risk involved is quite low due to the presence of a collateral.
The collateral ensures that the company will get back its money even if the borrower fails to apply to the company’s terms and conditions.
However, just like any other lending company, we would request you to go through all our terms and conditions before applying for a loan. You will find them at our official website.